A consumer proposal is a perfect alternative to bankruptcy. It is a better way of negotiating debt reduction and making the payment up to five years. Unlike bankruptcy, the terms of the proposal allow the person to retain their assets. It is usually an agreement between you and the creditors on a payment plan for part of the debt.
One of the basic requirements of planning for such a proposal is the presence of a bankruptcy trustee who has to be licensed. For the proposal to be fully legally binding, the creditors must first accept it before proceeding.
There are different reasons why you might want to hire temporary staff. You might be facing an unexpected gap in staffing, or you might be in need of workers with specialized skills to work on a short-term project.
No matter what your reasons are, you want to hire temporary workers who are qualified, reliable, and committed. Here is how you can find and hire the best temporary staff to complete your team.
If you are taking your very first trip to China soon then be ready to be amazed! China has greatly transformed in the last 20 years. The East Asian nation has morphed into an economic powerhouse and one of the most powerful countries in the world. When China sneezes, the entire planet catches a cold. That is how imp
Whether you are a small business with 15 employees or a massive corporation with hundreds of staff members, preventative maintenance software is an important tool for a company's ability to manage assets and enable maintenance chores to ensure accuracy and efficiency. Preventative maintenance software provides assur
A large number of Canadians are lactose intolerant. This is when you are unable to digest lactose that is found in milk and a wide variety of other dairy products. When you consume lactose then you experience a number of uncomfortable reactions, such as flatulence, diarrhea, nausea, abdominal pain, chest congestions
Choosing a menu for your event takes more time and consideration that just picking the food. When you plan a special event, you will work with the catering pro to plan out the food and choosing each menu item for your guests. There are several things to discuss and consider when building a menu. Flexibility T
You have gone through many steps to establish your small business. Now, the most important thing you can do is probably to take a closer look at your payment processing operations. You want to provide efficient payment processing to your customers, to make it easier for them to pay you the way they want to. Here are
Flexography is today’s version of letterpress printing, and can be used on pretty much any surface like cellophane, label stock, cardboard, metallic film, plastic, and fabric. The process uses semi-liquid, quick-drying inks, and flexible photopolymer printing plates wrapped around rotating cylinders on a web pr
Communicating with your customers and potential customers is an important part of your business. However, your employees have better things to do than spending hours on the phone each day to offer technical support or to market your services.
Hiring new employees to create your own customer service team would be expensive, but fortunately there is an alternative: hiring a call centres. Here is how you can choose the right call centre services for your business.
Suffice to say, cloud and mobile technologies are transforming every facet of our lives. Whether it is at the office or inside of our humble abodes, everything is being changed with each passing day. For companies, these trends are helping to enhance customer service and innovation. As businesses adapt to the evolut
No one wants to make a bad choice when it comes to a content management system. If you make your decision without having the proper information and asking the right questions, you could regret it when easy tasks become difficult. Here are some tips to help you choose an effective CMS. Look for a vendor who will buil
No matter if your office is large or small, you need to keep it clean. This can become an overwhelming job if you try to do it yourself all the time. You may wan too consider hiring a professional office cleaner to do it for you. While there are many advantages to hiring a professional office cleaning Mississauga there are only a few disadvantages.
Whenever we think of a sales job, we tend to elicit thoughts of a sad and lonely Willy Loman from Arthur Miller's landmark play "Death of a Salesman." Despite the morose tale of a seasoned but down-on-his-luck traveling salesman, many people still want to be in sales. And why not? The sales industry, even though hig
There are so many things that a homeowner must do to take care of their home both inside and out. But even though the inside of your home is integral to the overall look, what most people see from the street is the outside of their home. Moreover, if you like to enjoy your home during the nicer months of the year, you'll want a nicely landscaped yard and outdoor area.
To be sure, landscaping Mississauga is not an easy task. Deciding to change the entire look of the outside of your home can be a challenge. But with the following tips, you'll see that the process is much easier and more enjoyable.
The easiest and most effective way to prevent residential fires and stay safe is to install smoke detectors in every room of your house. A properly installed and maintained smoke detector works for 24 hours a day to scan for smoke or fire. 🔥 Types The two main types of smoke detectors for your home have
If you’re looking for ways to make attention-grabbing merchandizing displays for your store, you have hundreds, or even thousands, of options. Here are 10 ideas for you to try. 1 | Show off the wants, not the needs. Don’t highlight the things the customer needs; rather, focus on the things they want. If
There are many reasons why you might want to purchase a vaporizer. Vaporizing is more efficient than smoking, but it’s also more safe as vaporizers heat herbs without releasing any toxins or carcinogens. You want a vaporizer, but you don’t want just any vaporizer; you want the right one for you. Here is
Getting into business college might not be as difficult as you imagine, but depending on the college you are interested in, you might have to compete with many other applicants. You will need to be well prepared, to know the business college you want to apply to, and to know yourself.
In the most basic form of filtration, a suspension is passed through filter paper that is supported in a glass funnel. The paper captures the solid particles and leaves the clear solution, called the filtrate, to make its way through the funnel and into a receiving container. There are two main reasons to filter som
Steel buildings have become popular for both business owners and homeowners. These structures are taken advantage of because of the affordable price-tag, its durability and strength and perhaps even the curb appeal that it can generate. What's not to like about these structures? Indeed, there are many benefits to st
For most financial recruiters, they will concede that sometimes they may not too detailed or meticulous during the screening process. The questions could be too vague, while the answers are not specific enough. This isn't necessarily an indictment of the financial recruitment industry, but everyone pretty much agrees
Microsoft Office 2016 has been out for 18 months now and if you don’t have it by now, you should get it. If you have an Office 365 subscription, you can get it for free. If you don't own a copy already, you may be interested in shopping around for a version of Microsoft 2016 at the Software King website. If yo
Getting ready to welcome your first baby is exciting, but it can also feel overwhelming. You want to make sure you are doing everything right and to make sure you have purchased the right things. You also want to know exactly how you can take good care of the little one who will soon be a part of your life. Here are
Cooler weather is upon us in the Northern Hemisphere and now is the time to do a basic inventory of cold-weather supplies and equipment. You shouldn’t wait until you need to turn your furnace on before you check to make sure it actually works, because you don’t want to be left freezing while you wait for
When your business no longer needs paper documents that contain confidential information, you need to make sure that information will not fall into the greedy hands of identity thieves. The best way to do this is to implement a document destruction policy in your business. Even if you hire the best document destruct
Every year, thousands visit the emergency room after having used a power tool. In Canada, the number of deaths from power tools is only in the single digits. Even though the number of fatalities is quite low, it is vital to always apply caution and safety when using power tools. Indeed, power tools can make construc
With the autumn season approaching, the province of Ontario offers us plenty of beautiful scenery, lavish sights and wonderful memories. Ontario is a massive province and there is a lot to see in all directions of the province, but it can be difficult to see. This is especially true if you don't have a car readily av
Although consumers do not like to admit it, we tend to place a lot of emphasis on our purchasing decisions based on the product's packaging. Everything from the colour to the logo, from the cartoon character to the labeling, the packaging itself is imperative for the buying process. Product packaging keeps evolving
According to the research by Burning Glass, a labour market analytics and consulting firm, students majoring in STEM courses (science, tech, engineering, and math), the future is bright. STEM grads have access to twice as many jobs as those in other areas, and the pay is better, too. If you’re still in college,
For online stores today, the two most important aspects of running these businesses are website design and shipping costs. For Canadians, you will notice competitive prices, but when you head to the checkout counter you will come across an enormous shipping price-tag. In other words, your $3 watch will now cost you
Financial institutions across North America and Europe are not lending to small businesses. Since the economic collapse, banks have refused to lend money to small businesses and startups. This has been the trend for much of the economic recovery. And it doesn't seem like it's getting any better, even if the Bank of
A cash loan can serve as an alternative to your credit card, line of credit or bank loan. It can also help you when you're strapped for cash and you need funds to pay for an emergency, unforeseen event or something like back-to-school supplies. In today's economy, it's very understandable. When consumers do not have
No matter if your home’s floors are covered in carpet or hard surfaces, a vacuum cleaner is always a good investment. A poor vacuum cleaner choice not only is a waste of time, but can give you some major headaches. Go about purchasing your next vacuum as an investment, research your options, and ask yourself fi
Even the best, most conscientious employer sometimes needs the help from a lawyer. Even though you can handle most employment issues on your own, some matters may require some legal assistance. The tricky part is to determine when you will need expert advice and which situations you can handle by yourself. Here are s
Enterprise businesses are often under a lot of pressure to increase productivity. You need to grow revenues, you have shareholders to keep happy, you have goals to expand, and you want to create new services and products; and you need to do all this while spending as little money as possible. There are a lot of ways
Customs brokers take care of clearing goods through potential customs barriers for people and businesses that export and import. This may involve the completion and submission of paperwork; calculation and payment of taxes, excises, and duties; and facilitating communication between the importer/exporter and
Sure, you may hire cleaners to come in an tackle the weekly dirt that accumulates, but what about the day-to-day grime? The best way to make sure your offices are consistently clean is to take on the job yourself, or have each worker maintain responsibility for his or her own space every day. This helps guarantee a n
Congratulations, you’ve had a new roof installed. Now what? In order to ensure your shingles are performing as they should, you need to keep an eye on them to help protect your investment. Here’s how you can keep your shingles looking great, doing their job, and protecting your home. Clean any debris f
Weight loss surgery is an effective and relatively safe way for obese and overweight people to achieve their weight loss goals. Different weight loss surgery programs are available, but choosing the right one for your health condition and your needs can be difficult. If your doctor is recommending weight loss surger
Running your own restaurant is an exciting venture, but it also requires a lot of planification and a serious investment of both your time and money. If you are just getting started as a restaurant owner, you will need, among other things, to purchase your restaurant supplies. If you want to get the best supplies fo
As you enter a grocery store, for example, and you head down the cereal aisle, you will notice a massive selection of brands. Everything from really healthy cereals to ones that are marketed towards children (and their sweet tooth), the huge selection is overwhelming for the shopper. But it's also a trying ordeal for
As many jurisdictions across Canada impose bans or fees on plastic bags, consumers are reacting by using reusable shopping bags in order to save money or help protect the environment. Some businesses even give you a discount if you take advantage of reusable shopping bags.
Despite the overwhelming positives and benefits of using reusable shopping bags, there are some critics who scoff at the notion of taking a reusable shopping bag to the supermarket, convenience store or Dollarama. Some refer to the germs that engulf a reusable shopping bag, while others say it's always difficult to remember taking one with you on the go.
If you live in the area of Mississauga, you may be wondering how to find great plumbing services in Mississauga. You might be worried about finding plumbing services, because such services can often be quite expensive. They can be especially expensive if you have to call for emergency services. No one wants to have to pay more than they need to pay, especially for plumbing. After all, plumbing is a thing you need. So why pay more if you can avoid it?